Angle Finance Car Loan Review

Angle Finance is a non-bank lender with an approval turnaround time of just 2-3 hours on average. However, they have very strict lending criteria and are only suitable for applicants in very stable industries.

Best for

Low doc commercial loans for high credit quality customers, with no financials (and often no bank statements) required for approval

Fast and easy application process - with digital document signing and approvals within ~2-3 hours on average

Draw backs

Angle’s establishment fee cannot be included in the loan - it is payable up-front on day of settlement

Only suitable for high credit quality applicants in very stable industries - some industries are excluded from being eligible with Angle

Angle Finance Overview

Angle Finance is a non-bank finance company that specialises in offering commercial finance to Australian small-to-medium sized businesses. 

Owned by Cerberus Capital Management, Angle is a relatively new brand in the Asset Finance Space and has historically focused on asset finance for construction, materials handling and earthmoving equipment.

Angle offers great customer service from both their Melbourne and Sydney offices, and are committed to being as transparent and agile as possible.

How to apply for a Angle Finance loan

Angle is heavily reliant on brokers for the origination of their loans, which means to apply for a car loan you’ll need to apply through a broker. 

To be eligible for a loan with Angle Finance, you’ll need to be at least 18 years old with a minimum credit score of 600. Additionally, your business must have been operating for at least 2 years. 

If you’re in certain industries, like retail or hospitality, you likely won’t be eligible for a loan with Angle, but the Driva team can help you find out if this applies to you. 

If you are indeed eligible for a loan with Angle Finance, you won’t be required to provide any financials (including bank statements) in order to approve your loan -making it an easy low documentation lender.

See if you qualify for a Angle Finance loan in minutes

Find my rates
Fixed rates from:

8.95% to 10.97%

Loan amounts:

$10,000 to $250000

Loan terms:

3 to 5 years

Loan types:


Min. credit score:


Min. income:




  • Establishment fee: $540 for dealer sales, $700 for private sales (payable up front)
  • Monthly: $4.95
  • Early termination charges: Depends on exit point
  • Brokerage up to $900, commission up to 7%

Big no-no's (automatic declines)

If your business has been operating for less than 2 years

If you’re wanting to use the vehicle for Uber or other rideshare purposes

Driva tip: You’ll need to be an Australian resident or permanent resident in order to qualify for a loan with Angle.

Other hot tips

Not a suitable option if your business is in certain industries (e.g., retail, people-moving) - the Driva team will let you know if your industry is a deal breaker!

Angle Finance - Frequently Asked Questions