Dynamoney Review

With its digital prowess and commitment to offering unique financial solutions, Dynamoney (previously Grow Finance) has positioned itself as a key player in the Australian market. Current and prospective clients can anticipate even more tailored solutions as they grow and evolve. Their journey is one every Australian business should watch closely.

Best for

Digital Platform: At the heart of Dynamoney is its digital platform, perfectly tailored for businesses looking for efficient financial solutions.

Asset Finance: Their standout offering helps companies easily acquire specialist laboratory equipment and more.

Business Loans: Their business loan structure is both flexible and competitive, ensuring SMEs can get the funding they need.

Engagement with Equipment Supplier: They directly engage with equipment suppliers to ensure a seamless capital purchase process.

Draw backs

Conservative Credit Policy: Their precision-targeted approach might limit their appeal to a broader audience.

Mandatory Financial Statements: Though it ensures transparency, some might find the mandatory documentation a tad inconvenient.

Automatic Declines: Adverse financial records can hinder application success.

Preference for Established Businesses: They generally favour businesses with a solid financial track record.

Dynamoney Overview

Established with a vision to revolutionise the finance market, Dynamoney (previously Grow Finance) has made significant strides in Australia's ever-evolving landscape. Within just a few years, Dynamoney has proven its expertise, especially in the realm of asset finance solutions. Their digital platform is a testament to the company's commitment to providing multiple financial solutions with an emphasis on convenience for the modern business.

From seamless capital purchase processes to helping businesses efficiently acquire specialist laboratory equipment, they cater to a diverse suite of needs. Furthermore, their competitive offerings like trade finance, business loans, and invoice finance are designed keeping in mind both SMEs and larger enterprises.

How to apply for a Dynamoney car loan

To apply for one of Dynamoney's commercial loan products whether it's to finance a car, business investments or equipment, you need to be over the age of 18 and have a minimum company Veda score of 500, and minimum director / individual score of 600. As a business lender, the applicant will also require an ABN-registered business to be eligible. Customers looking to apply for a Dynamoney loan can do so directly via their website.

Fixed rates from:


Loan amounts:

$2,000 - $500,000

Loan terms:

12 months - 25 years

Loan types:

Secured and unsecured commercial loans

Min. credit score:


Min. income:




  • Documentation fee: $495
  • Private sale fee: $295
  • Originator fee: up to $900 + GST
  • Broker fee: Up to 8.00%

Big no-no's (automatic declines)

Potential clients need to ensure their financial records are pristine. Irregularities or excessive expenditures can lead to application declines.

Driva tip: A clean financial statement is key with Dynamoney. Ensure you've minimised unnecessary expenditures before applying

Looking for asset finance solutions? Choose from one of Driva’s awesome Lending Partners today!.

Dynamoney - Frequently Asked Questions