Meet Driva.
We make car buying and life financing easier

Getting the best deal on your car and personal loan should be easy, but it started with a familiar car-buying horror story

Meet Driva.
We make car buying and life financing easier

Everyone has a car-buying horror story.

Looking at cars is the fun part, but then you have to pick the colour, weave your way through dodgy dealers, fend off the overly friendly sales staff, negotiate the best price, walk away, negotiate again... and then there's the finance office.
Most people are so exhausted by this point that they end up taking the first finance offer they get, crossing their fingers, and hope they get approved - accruing hits to their credit score along the way.

And then you wait...

For the big thumbs up, where you end up paying too much for the car in the long run.
Or the big thumbs down, where you’re back to square one with an enquiry on your file and even less options.

Our car-buying catastrophe

In 2017, our CEO Scott tried to buy a car. It was an extremely painful process - and when the conversation turned to financing, things only got worse.
Scott went through the lengthy process of compiling all supporting documentation and the dealer lodged a loan application on his behalf. Four and a half days later, Scott learned that despite his good employment history and credit score, his application had been declined with no explanation.
What he didn't realise until later was that the process also resulted in two separate enquiries on his credit file for lenders he wasn't eligible for, which lowered his credit score and made his ability to secure financing in the future even worse.
The more Scott spoke to his friends and family about this experience, the more Scott realised he wasn't alone.

Where Driva fits in

We have never worked in car dealerships, lenders or traditional brokers - but we've been customers.
So we built Driva - a platform that helps customers like Scott fight back on the black-box that is the car finance process - providing options and transparency in a way that is sorely needed in the industry.

Since then, we have expanded our product offering to provide Australians with accessible and transparent finance options for all occasions, from secured vehicle loans like boat and caravan loans to unsecured personal loans like debt consolidation, renovation, and holiday loans.

Start Driva now

Get Started

Driva is a broker with an Australian Credit Licence. The actual loan terms, including interest rates, fees, and loan amounts available to you will depend on the lender's assessment of your application, including credit score and individual circumstances. All loans are subject to the lending partner's credit criteria and responsible lending requirements.

Driva's best rate promise is available if you find a better rate for the same loan elsewhere, we'll match the competing offer and give you a $300 fuel voucher. If we can't, you'II walk away with the voucher, obligation free! To be eligible for the promotion, you must meet the following criteria within the T&Cs.

Pre-approval means your application for finance has been approved subject to conditions, which may include the provision of additional information required to provide final approval. Final approval remains subject to satisfying all conditions imposed by the credit provider in relation to the application, the credit providers credit criteria and confirmation of your capacity to service the loan. Pre-approval is not an offer of credit.

*Only starting rates are provided on this page. Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. You can use Driva's smart loan match tool to determine your tailored rate.

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ABN 37 636 659 160Australian Credit Licence No. 531492