There are a number of different ways to finance a car, and Driva can help with most of them! Here are some of the most popular finance options when it comes to car loans:

Buying it outright

This is the most straightforward way to buy a car, and will always end up being the cheapest option in the long term. However, it’s also not a financially viable option for many people if they don’t have the cash on hand to buy a car outright.

Secured car loan

One of our most popular loan products, secured car loans involve using your car as security against the loan, which normally means you’ll be able to access a lower interest rate. Secured loans are most suitable for newer vehicles.

Unsecured car loan

Unlike a secured loan, your car won’t be used as collateral, which means your interest rate will be higher (because you’re not giving lenders that same security). This type of loan is most suitable for older and used vehicles.

Chattel mortgage (business loan)

If you’re buying an Isuzu ute for business purposes, you might want to consider getting a chattel mortgage. This type of finance product has a similar structure to fixed-rate traditional mortgages and is accompanied by several associated tax benefits including claiming GST paid as Input Tax Credit, as well as tax deductions for interest payments and depreciation.

Learn more: 6 Of The Best Ways To Finance A Car

Driva works with a panel of more than 30 lenders to provide you with as many vehicle financing choices as possible. Our lenders have loans available from $2,000 up to $250,000, with interest rates from 3.35 percent (comparison rate: 4.85%). Many of our lenders provide a number of alternative payment choices to suit a range of financial situations. To get started on your Isuzu finance journey, just follow a few simple online procedures to match your profile with the best pre-qualified rates available. It takes only a couple of minutes to complete and you don't have to submit any documentation (plus it won't hurt your credit score!).

You can also use our vehicle loan calculators to calculate how much you might be able to borrow. One way that you can increase your borrowing capacity is by lengthening the term of the loan (for example, from 3 years to 5 years). Note that the car finance calculator loan amount may differ from the loan amount you see in your Driva Dashboard after we’ve calculated your personalised rates.

Learn more: How Much Should You Spend On A Car?

Getting a car for business purposes might be cheaper than you think and Driva can help facilitate it! Whether you're a contractor or self-employed, we can find the best car finance option and the best Isuzu finance rate for you.

One of our most popular types of commercial loans is chattel mortgages. With this type of loan, a customer will borrow a certain amount of money to purchase a vehicle and then make regular payments to pay back the loan. Though the company will have possession of the car, the lender retains a ‘mortgage’ over the car until the debt is paid off.

We work with a panel of over 30 lenders, from smaller lenders to major banks, in order to provide you with the best fixed rate vehicle loan on a number of Isuzu models and facilitate a stress-free finance process.

Learn More: ‘Buying A Vehicle For Your Small Business - 3 Important Things To Consider.’

Definitely! If you’re not happy with your existing vehicle finance arrangement, Driva can help you refinance it. Refinancing can be a great option if you’re looking to lower your monthly repayments, change your loan term or repayment frequency, or access more favourable loan conditions.

Driva works with a variety of lenders to provide you with as many loan choices as possible. We're dedicated to helping you obtain a great vehicle loan at an affordable rate, which is why we have over 30 lenders on our panel. If you're looking for a great Isuzu ute finance option, you've come to the right place!

If you’re not sure which lender to go with, our dedicated finance team is happy to help. If you’ve got a vehicle finance enquiry, give us a call on 1300 755 494 or email us at contact@driva.com.au.

In order for your Isuzu loan to settle with any of the lenders on our panel, you’ll need to take out the legally required compulsory third party insurance as well as comprehensive car insurance. If required, Driva can assist with directing you to car insurance packages.