Find your best Nissan Navara finance rate with Driva

When it comes to assessing your eligibility for a loan, one of the first things that a lot of lenders will look at is your credit score. Typically, the higher your score, the lower rates you’ll be eligible for (since lenders will view you as a lower risk customer). 

For some lenders, some factors are more important than your credit score, like your employment status, your current living situation and the loan amount you’re after.

Before you start applying for car finance, it can be a good idea to check your credit score with a credit bureau like Equifax. You’ll be able to request a detailed credit history report, so you can understand why your credit score is the way it is, and check your file for any errors. 

If you’re not in the position to buy a Navara outright, getting finance could be your next best option. Whether you’re after a car for personal or business use, we’re excited to provide you with a tailored finance solution that works for you. 

Flexible consumer loans

Depending on the age of the Navara you’re buying, and a few other factors including your credit score, you’ll either be eligible for a secured or an unsecured car loan. With a secured loan, your new car will be used as collateral against the loan and you’ll be able to access a lower interest rate. An unsecured loan won’t use your car as collateral and your rate will likely be higher.

Flexible commercial loans

If you’re looking to use your Nissan Navara for mostly business purposes, you could be eligible for a commercial loan with Driva. Some of our most popular business loan options include chattel mortgages, novated leases, ongoing leases and hire purchase agreements.

You can also get finance directly from your Nissan dealer, but keep in mind that this is generally only available for new cars, and you won’t be able to shop around to find your most competitive interest rate.

The Nissan Navara is reasonably good off-road, and thanks to its modern traction control and vehicle management systems, it’s also very safe.

Depending on which lender you’ve chosen, car finance approval normally takes between 2 hours and 2 days.

We do! If you’d like to get an idea of how much you could borrow with a Nissan Navara loan, or what your monthly repayments could look like, check out our car loan calculator.

After your loan has settled with your chosen lender, you’ll need to start making regular loan repayments for the duration of your loan term. These are normally fixed monthly payments, but some lenders have weekly and fortnightly repayment options available.

If you’ve got any questions about the Navara finance process, the type of flexible payment options that are available, or how you can get a personally tailored loan, feel free to reach out to our finance team. Email us at contact@driva.com.au or give us a call on 1300 755 494.

Absolutely! Whether you’re after a brand new Nissan Navara straight from the dealership, or if you’re looking to buy a used model from a private seller.

If it’s got wheels, chances are we can finance it! So whether you’re after one of Australia's best 4WDs or a Sedan, or even a motorbike or a caravan, feel free to get in touch with our team to work out which of our finance products is right for you. 

If you’re ready to get finance now, simply head to our Driva Dash, where you’ll be able to get personalised rates from our panel of more than 30 lenders. Getting your rates takes about a minute, and you’ll just need to tell us a few details about you and the type of car you’re looking to buy.