Comprehensive Car Insurance for living, not waiting

Take out insurance from Huddle for your new car.

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Comprehensive Car Insurance for living, not waiting

Drive away with smarter insurance for your car

Available with Huddle

You could save up to 30% with Pay As You Drive¹

Pay for the distance you need and pocket the savings

Rated 'Excellent' on Trustpilot

With over 100,000 policies sold, Huddle has 4,000 5-star reviews on Trustpilot.

Build the cover that suits you

Award-winning customisable cover with optional extras. Buy, manage and claim online 24/7

Insurance built for modern life

Comprehensive Car Insurance

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Liability cover

Up to $20m

New for old replacement

Up to 2 years, if you are the first registered owner

24/7 claims?

Yes

Other features
  • Theft and damage cover
  • Towing costs cover
  • Emergency travel and accommodation up to $500 if 200 kms or more away from home
  • Hire car after theft (up to $70 per day for up to 14 days)
  • Replacement or recode of car's locks and keys (up to $1000)
  • Personal property cover (up to $500)
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Huddle Black Comprehensive

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Liability

Up to $30m

New for old replacement

Up to 3 years (and if it's travelled less than 70,000 kms)

24/7 claims?

Yes

Other features
  • Theft and damage cover
  • Choice of repairer
  • Towing costs cover
  • 24/7 Roadside Assistance
  • Emergency travel and accomodation up to $2,000 if 100 kms or more away from home
  • Hire car after theft (up to $80 per day for up to 14 days)
  • Replacement or recode of car locks and keys (up to $2,000)
  • Personal property cover (up to $1,000)
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Optional extras (add-ons available for Comprehensive and Huddle Black)

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  • Excess-free windscreen once a year
  • Roadside assistance
  • Excess free Kanga cover once a year
  • Sports gear cover up to $3,000
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Smarter insurance for your car

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Don’t take our word for it

We always recommend a second opinion. Read our customer reviews about the Driva finance experience.

Here's some important things you should know

It's important to know what you are covered for. Carefully read Huddle's Product Disclosure Statement (PDS) and consider the relevant Target Market Determination to help you decide if the product is right for you. Exclusions apply

Car Insurance - Product Disclosure Statement

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© 2024 Driva Pty Ltd. All rights reserved. Driva Pty Ltd ABN 37 635 659 160 (Driva) is a referrer of car insurance issued by Huddle Insurance, a business name of Open Insurance Pty Ltd, ABN 23 166 949 444, AFSL no. 451712 on behalf of the insurer, The Hollard Insurance Company Pty Ltd, ABN 78 090 584 473, AFSL no. 241436. Open acts as an agent of Hollard and not on your behalf. Open will pay Driva a commission of up to 12% of the gross earned premium paid for each policy issued. Exclusions apply. Driva’s commission is included in the total amount you pay. Any advice is general only and does not take into account your personal objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement and Financial Services Guide, and consider the relevant Target Market Determination to help you decide if the product is right for you. Eligibility criteria apply.

1. Saving of up to 30% derived from premium comparisons between Huddle unlimited kilometre comprehensive car cover option and Huddle Pay As You Drive comprehensive car cover option. Calculations based on a sample of profiles of existing Huddle car insurance customers who advised they drive under 15,000 km annually. Current as at 9 May 2024. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In the event of an accident and the end odometer reading is exceeded or is below the start odometer reading on your Certificate of Insurance, an additional excess is applied.

Driva is a broker with an Australian Credit Licence. The actual loan terms, including interest rates, fees, and loan amounts available to you will depend on the lender's assessment of your application, including credit score and individual circumstances. All loans are subject to the lending partner's credit criteria and responsible lending requirements.

Driva's best rate promise is available if you find a better rate for the same loan elsewhere, we'll match the competing offer and give you a $300 fuel voucher. If we can't, you'II walk away with the voucher, obligation free! To be eligible for the promotion, you must meet the following criteria within the T&Cs.

Pre-approval means your application for finance has been approved subject to conditions, which may include the provision of additional information required to provide final approval. Final approval remains subject to satisfying all conditions imposed by the credit provider in relation to the application, the credit providers credit criteria and confirmation of your capacity to service the loan. Pre-approval is not an offer of credit.

*Only starting rates are provided on this page. Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. You can use Driva's smart loan match tool to determine your tailored rate.

Copyright © 2026 Driva Pty Ltd. All rights reserved.
ABN 37 636 659 160Australian Credit Licence No. 531492