Your perfect caravan finance rate is only a few clicks away
Compare 30+ lenders before financing your new Caravan.


Vehicle & personal details
Give us the details of the caravan you’re looking at and your personal profile
Loan match
We check your profile against thousands of lender policies to find your matches. No impact on credit score!
Get approved
Approval can take anywhere from 2 hours to 2 days depending on which lender you’ve chosen.
Pick up your caravan!
The fun part. Search private sellers or caravan dealers - or ask Driva to help find your new motorhome!
Caravan loans with Driva
If it's got wheels, we have options
Our diverse lender panel covers Caravans, Motorhomes, Camper Trailers, Toy Haulers, 5th Wheelers etc.
Dealership or private caravans
Whether you’re buying your caravan from a fellow travel bug or your local RV dealer, we’ve got your finance needs covered.
Flexible loan types
From balloon payments to large deposits, use the Driva platform to find the best loan structure for you unique situation
Expert support
Our expert team has financed hundreds of caravans and are available to discuss your finance needs around the clock!
We search far & wide for your best rate, so you don’t have to!

Compare loan rates from over 30 lenders
| Lender | Loan Amount | Loan Term | Interest Rates From | |
|---|---|---|---|---|
![]() | $5,000 - $150,000 | 2-7 years | 6.99% p.a. | Find my rates |
![]() | $5,000 - $80,000 | 3-7 years | 7.87% p.a. | Find my rates |
| $5,000 - $100,000 | 2-7 years | 9.15% p.a. | Find my rates | |
![]() | $3,000 - $100,000 | 2-7 years | 9.24% p.a. | Find my rates |
![]() | $5,000 - $100,000 | 3-5 years | 9.29% p.a. | Find my rates |
| $5,000 - $150,000 | 1-7 years | 9.44% p.a. | Find my rates | |
![]() | $8,500 - $100,000 | 1-7 years | 9.49% p.a. | Find my rates |
![]() | $5,000 - $150,000 | 1-5 years | 9.52% p.a. | Find my rates |
![]() | $5,000 - $130,000 | 1-5 years | 9.69% p.a. | Find my rates |
| $10,000 - $100,000 | 2-5 years | 9.95% p.a. | Find my rates | |
![]() | $5,000 - $65,000 | 3-7 years | 10.09% p.a. | Find my rates |
![]() | $10,000 - $100,000 | 3-7 years | 10.25% p.a. | Find my rates |
![]() | $5,000 - $100,000 | 1-5 years | 10.25% p.a. | Find my rates |
| $15,000 - $100,000 | 2-7 years | 10.29% p.a. | Find my rates | |
![]() | $2,000 - $75,000 | 1-7 years | 13.95% p.a. | Find my rates |
![]() | $2,000 - $40,000 | 2-5 years | 15.75% p.a. | Find my rates |
![]() | $8,000 - $75,000 | 3-7 years | 16.00% p.a. | Find my rates |
![]() | $7,000 - $50,000 | 3-5 years | 18.99% p.a. | Find my rates |
Learn more about Caravan Loans
How does a caravan loan work with Driva?
A caravan loan works in the same way as a car loan. Just tell us a few details about yourself and the type of caravan you’re looking to buy, and we’ll present you with a range of tailored quotes from our extensive panel of lenders. From there, you’ll be able to choose a lender and apply directly for a loan through Driva. We’ll make sure you’re likely to be approved for a loan before sharing your profile with the lender (this protects your credit score!).
Secured v unsecured caravan loans
If you choose to go with a secured loan, this means that you are using your caravan as security against the loan. This means that if you are unable to make your repayments, you are giving the lender the security that they would be able to reclaim the caravan in order to recover their funds.
If, instead, you finance your new caravan with an unsecured loan, this means that you are not using your caravan as collateral. This works in the same way as a personal loan does. Because you’re not offering the lender that same security, you will likely be charged a higher interest rate. Additionally, if you are unable to meet your motorhome or caravan loan repayments, while the lender wouldn’t be able to simply take the vehicle back, you may face legal action.
Some secured loans have age restrictions, so if you’re looking at financing an older used caravan, comparing unsecured loans may be the right option for you. Depending on what type of caravan or motorhome you’re applying for, Driva's loan matching platform will automatically match you with either a secured loan or an unsecured loan.
Learn more: Secured vs Unsecured Car Loan - A Complete Overview
Let's talk loan details
Fixed interest rate
Driva offers fixed rates, meaning that your interest rate will remain the same over the life of your loan (so you can easily budget for the future)
Loan amounts
From $2,000
Loan repayments
Flexible repayment terms available (including weekly, fortnightly and monthly repayments)
Loan terms
1-7 years
New or used?
We offer finance for both new and second-hand caravans
Secured or unsecured?
Driva can facilitate secured loans and unsecured loans
Fees
Every lender will impose some type of fee in the loan contract, from early repayment fees to exit fees, so make sure you review these before deciding on a lender
How to qualify and apply
The eligibility criteria for caravan finance will be slightly different for each lender, but in most cases, you will need to be over the age of 18, an Australian citizen or permanent resident and earning some type of income.
To find your perfect loan, the first step is to follow a few simple online steps to provide us with some basic details so we can show you the personalised quotes that are available to you. The only documents you’ll need are your driver’s license and your two most recent payslips. In some cases, we might require some additional documents, but we’ll keep you informed of what we need and why we need it.
The different types of caravan loans
From motorhomes and camper trailers to Winnebagos and all other recreational vehicles, Driva can help you finance your dream caravan. No matter if you’re a seasoned caravan-er or looking to buy a home on wheels for the first time, Driva is excited to help you get on the open road sooner!
Benefits of caravan and RV finance with Driva
No hidden fees
We’re 100% transparent with you about how much you’ll have to pay, and when you’ll have to pay it. This means no sneaky fees or unpleasant surprises down the road. We’ll also display all the lender options available to you, and let you make the final decision on which one you want to proceed with.
Personalised rates
Every customer (and every caravan) is completely different. That’s why we offer uniquely tailored rates so that you can find the perfect caravan loan for you. Find your perfect loan in just minutes, without impacting your credit score.
Quick and friendly customer service
Our friendly team is available to help you navigate the world of caravan finance and find the perfect loan for you. Give us a call on 1300 755 494 or send us an email at contact@driva.com.au.
Efficient approval process
After choosing your preferred lender, we’ll make sure that it’s likely you’ll be approved before we share your profile with the lender. Not only does this prevent disappointment, it also protects your credit score and helps to speed up the process so you can get on the open roads as soon as possible!
Don’t take our word for it
We always recommend a second opinion. Read our customer reviews.
The Driva Promise
100% transparency on fees
We break fees down so you can understand them
No impact on credit score
We don’t share your information with lenders until we know you’re going to be approved
Rate accuracy
The rates we quote won’t change later in the process
Looking for something else?
Have a question?
I need a longer/shorter loan term, is that possible?
Yes - Driva can tailor your loan for the length of time that suits you best, normally between 1 and 7 years.
What kind of caravan finance options exist?
There are a number of caravan finance options available, and the best way to find out which ones are available to you is to get a quote online - the process just takes a couple of minutes and doesn’t affect your credit score. Depending on your circumstances, a business caravan loan or an unsecured personal loan might be an option for you.
Driva is also able to finance all caravan types, including motorhomes, camper trailers, Winnebagos and more.
What lenders does Driva have access to for caravan loans?
Driva has a number of caravan lending partners, from traditional car and caravan finance lenders to non-bank lenders, and you can compare which one is best for you by getting a quote. Get in touch with us to discuss the perfect loan for your needs.
Can I buy a used caravan?
Yes - Driva is able to help you find a caravan loan to finance your dream home-on-wheels, no matter if it's second-hand or brand new. We can also assist you if you are buying your own caravan through a private seller or a car dealership.
I can’t decide which lender I should go with, can I speak with someone?
Buying a caravan is a big step, and the Driva team is always happy to help out with any questions you might have. Give us a call on 1300 755 494 or email us at contact@driva.com.au.
Will my credit score impact my caravan loan rate?
In many cases, the higher your credit rating is, the lower interest rate you’ll receive. However, every lender is different and there are a number of factors that they consider, like the age of the vehicle, the loan amount you’re after and other personal factors. Driva can help you find the lender with the best option for you based on your credit score.
How quickly can I get my caravan loan approved?
Depending on what lender you choose to finance your caravan with, getting approved generally takes between 2 hours and 2 days.
What type of caravan can I get a loan for?
Driva can facilitate caravan loans for any type of caravan, whether that be a campervan, an RV or anything in between, and from any brand, including the popular Jayco. We can also facilitate finance on a range of other types of vehicles too, including motorcycles, boats and jet skis.
How can I get the best rate on my caravan loan?
There are a number of factors that can affect your loan interest rate and overall price of the caravan loan. These might include:
- The age of the caravan
- Your current financial circumstances
- The amount of money being borrowed
You can get a quote in just a few minutes to then compare all the lenders and interest rates available to you. You can also check out our caravan loan calculator to get an idea of how much a loan might cost you in monthly repayments (and we have a bike and car calculator too!).
Can I make extra payments on my loan?
Every lender has a different policy on making early or additional payments on your loan. You can check with your lender what their policy is on this before settling, so you can ensure that there are no surprises.
The Driva platform will clearly show you which lenders have early payout fees, so you can make an informed decision when you’re choosing your lender.
Can I obtain caravan finance for my business?
Yes - we can offer great camper trailer and caravan finance rates for both business or personal use. If you’re operating as a sole trader, you’ll have access to both commercial loans and consumer loans.
Can I get my caravan loan pre-approved?
Yes - Driva can assist you in getting a pre-approved caravan loan, so you can start shopping for your dream caravan with a firm budget in mind.
I have a bad credit score, can I still get a caravan loan?
Every situation is completely different, so the best way to find out is to get a quote online - the process only takes a couple of minutes, and from there you’ll be able to see the options available to you.
We perform what’s called a “soft credit check”, meaning that we can use your credit score to find out what lending options are available, without impacting your credit file.
Typically, the better your credit, the lower your interest rate will be - so if you’ve got bad credit you’ll likely end up paying more in interest than someone with a good credit history.
What’s the difference between an APR and a comparison rate?
The Annual Percentage Rate (APR) is the lender quoted rate that you’ll be charged on your loan, but it doesn’t include any fees and charges. Be wary of relying solely on the APR rate when comparing loan quotes, as it isn’t a reliable indicator of how much you’ll end up paying.
Instead, Driva recommends using the comparison rate instead, as it includes almost all of the fees that lenders will charge you, like monthly fees and termination fees (but note that it doesn't include things like stamp duty). By using the comparison rate as your key metric, you’ll be able to work out the true cost of a loan.
How do loan repayments work? Do I have to make monthly repayments?
In order to pay back your loan, you’ll need to make regular repayments to your lender, which include interest and fees. These are normally made monthly, but depending on your lending you might be able to make weekly or fortnightly repayments instead.
How long does approval take?
Approval normally takes between 2 hours and 2 days, depending on the lender you've chosen to go with.
Can you pay monthly for a caravan?
Yep you can! Depending on the lender you've chosen, you'll be able to make weekly, fortnightly or monthly loan repayments.
What is the lifespan of a caravan?
This depends on a number of factors, but a well-maintained caravan will probably last around 14 years.
Ready to get started?














